Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism. Shape your Career with Citi ICM UW is an integral part of the Institutional Credit Management (“ICM”) organization.
Requirements
- Assess the creditworthiness of obligors by analyzing financial statements, credit reports, and historical payment behavior.
- Assess the credit and financial strength of Citi’s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
- Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties
- Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to ICM UW Team Leads, ICG Risk and BCMA partners
- Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
- Support ICM Voice of the Employee (VOE) initiatives
- Travel (less than 10%)
- Basic underwriting knowledge in invoice/account receivable financing and supply chain finance is preferable.
- Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
- Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
- Displays basic industry research capabilities, including risk and key drivers
- Basic understanding of Credit Policy and procedures; proactively refers to resources as needed
- Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
- Assists colleagues in identifying stretch opportunities to elevate individual and team performance
- Proven culture carrier
- Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
- Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
- Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
- Microsoft Office (Word, Excel, and PowerPoint) skills
Benefits
- Career development opportunities
- Extensive on-the-job training and exposure to senior leaders
- Traditional learning opportunities
- Volunteerism opportunities
