The Commercial Lender is responsible for managing and growing a diverse portfolio of commercial loans, building and maintaining strong relationships, identifying new business opportunities, and driving commercial loan business, revenue and deposit growth.
Requirements
- Develop and manage a commercial loan portfolio.
- Interview customers to determine loan requirements and gather necessary information for loan applications.
- Analyze financial statements and other relevant data to recommend the best lending solutions based on customer needs and financial capabilities.
- Evaluate creditworthiness and present well-structured lending proposals
- Offer tailored financial solutions to meet customer objectives, while enhancing customer satisfaction and retention.
- Develop customized loan proposals and present them to customers to secure new business and maintain existing relationships.
- Follow up on pending loan deals and loan renewals.
- Provide updates on portfolio performance, new business, and market developments to senior leadership.
- Monitor loan performance, ensuring risk is appropriately managed and financial objectives are met.
- Identify new business opportunities and develop strategic partnerships across the region to drive loan growth and revenue with an emphasis on C&I lending opportunities.
- Establish and maintain strong relationships with existing and potential customers by understanding their business needs, goals, and long-term strategies.
- Prospect for new customers, expanding the Bank’s market share.
- Leverage industry contacts and existing relationships to enhance revenue generation and achieve sales goals.
- Proactively identify opportunities to cross-sell additional products and services.
- Engage in industry forums or business networks to increase brand awareness and build relationships with key influencers and decision-makers.
Benefits
- 401k Matching
- Health Insurance
- Dental Insurance
- Vision Insurance
- Paid Time Off
- Retirement Plan