Commercial Lending Associate

A Commercial Lending Associate assists with collecting financials, loan documentation, processing, closing, and monitoring while providing quality service to bank's customers.

Requirements

• Coordinates with customers and lenders on all ticklers (financial, tax, insurance, and compliance if applicable).
• Assists and coordinates with customers and lenders on all past dues (loan payments, real estate tax payments and insurance coverages).
• Provides administrative support to RMs and Leadership as needed.
• From time to time, assists in operational capacities as requested.
• Pulls personal and corporate credit bureaus as well as OFAC reports.
• Coordinates with Relationship Manager or Portfolio Manager on clearing all lending due diligence items (which includes prior to closing items).
• Assists in collecting all BSA / AML information to ensure compliance is in place which includes compiling CIP, beneficial ownership forms and verifying Relationship Manager has signed CIP if a depository account has not been established.
• Coordinates with Loan Ops on LaserPro. Serves as a back up to Loan Ops for keying docs on LaserPro.
• Coordinates with Attorney Prepared Documents where needed.
• Inputs customer information on the FIS core system to ensure billing is sent to the appropriate place.
• Notifies Credit Administration or Loan Ops to pull Flood Determinations as needed from lending officers, credit officers.
• Notifies Loan Ops of potential UCC searches.
• Ensures BSA compliance by reading and being familiar with the BSA/AML program/policy; following all BSA/AML/OFAC policies and procedures; and completing all BSA/AML/OFAC related online courses.
• All other tasks, responsibilities, or duties, as directed by management.