Staff Data Scientist, Risk
Credit GenieSan Francisco, California, United States • New York, New York, United States
Posted October 24, 2025
Full Time
About the Company
Credit Genie is a mobile-first financial wellness platform that uses artificial intelligence to offer personalized insights and tools for instant cash access and credit building. Founded by Ed Harycki and backed by Khosla Ventures, the company aims to empower customers with long-term financial stability through innovative solutions led by industry experts from PayPal, Square, and Cash App.
Job Description
Credit Genie is a mobile-first financial wellness platform aiming to empower customers to take control of their financial futures. The company seeks a technical Data Scientist to lead risk optimization strategies, utilizing AI/ML models and optimizing credit, fraud, and collections. This role involves data analysis, experimentation, and collaboration with cross-functional teams to drive continuous learning and improvement.
Requirements
- Leverage advanced analytics and machine learning models to optimize Credit Genie’s risk strategies.
- Own the development and delivery of risk insights.
- Monitor and analyze key risk KPIs, identify emerging loss trends.
- Collaborate cross-functionally with Product, Engineering, Data, and Machine Learning teams.
- Act as a strategic risk advisor to business stakeholders.
Benefits
- 100% company-paid medical, dental, and vision coverage
- Monthly fitness reimbursement
- 401(k) with a 2.5% match
- Meal program for breakfast, lunch, and dinner
- Life and accidental insurance
- Flexible PTO
