Senior AI Scientist - Consumer Risk Fraud

Intuit Credit Karma is seeking an innovative and experienced Staff AI Scientist to join their Consumer Risk AI Science team. This role involves developing cutting-edge credit risk AI/ML models for new lending products, collaborating with cross-functional teams, and ensuring model fairness and compliance with regulations. The company empowers millions of members with free financial services and is rapidly expanding into consumer lending.

Requirements

• Advanced Degree (Ph.D. / MS) in Computer Science, Data Science, AI, Mathematics, Statistics, Physics or a related quantitative discipline
• 6+ years of work experience in AI Science / Machine Learning and related areas
• Authoritative knowledge of Python and SQL
• Experience leveraging credit bureau, tax and cash flow data in credit risk model development
• Experience with and deep understanding of developing, deploying, monitoring and maintaining a variety of machine learning techniques, including but not limited to, deep learning, tree-based models, reinforcement learning, clustering, time series, causal analysis, and natural language processing
• Deep understanding of credit risk modeling concepts, including PD calibration, reject inference, adverse action logic, and risk segmentation
• Ability to quickly develop a deep statistical understanding of large, complex datasets
• Expertise in designing and building efficient and reusable data pipelines
• Strong business problem solving, communication and collaboration skills

Benefits

• Competitive compensation package
• Strong pay for performance rewards
• Cash bonus
• Equity rewards
• Health insurance
• Paid time off
• Stock options