At EMC, we're all about working together to make an impact. As part of our team, you'll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let's improve lives together.
Requirements
- Lead, research, and coordinate the strategy execution, day-to-day administration and/or development of assigned program at enterprise level
- Serve as the subject matter expert for assigned program, providing strategic direction across the business unit
- Develop comprehensive program strategies and implementation plans to ensure successful execution at the organizational level
- Collaborate across functional teams, including line of business (LOB) leaders, actuarial, Loss Control, and claims teams to refine existing coverage offerings and design new coverage solutions for established programs
- Oversee the formulation of short- and long-term strategies and underwriting initiatives within the program, aligning with enterprise-wide objectives to drive business growth and profitability
- Maintain primary responsibility for profit and loss management within the assigned program, developing and maintaining the program's business plan to ensure financial stability and success
- Establish and communicate best practices and underwriting guidelines fostering consistency and excellence in underwriting operations
- Conduct detailed analyses of premium and loss data, along with other key financial reports, on a monthly and quarterly basis to support sustainable and profitable growth
- Proactively advise and collaborate with management, providing recommendations for strategic improvements to meet organizational goals and enhance underwriting outcomes
- Drive innovation through the development of new product concepts, evaluation of existing offerings, and refinement of coverage language to optimize market competitiveness
- Assess the cost-benefit implications of market opportunities and product initiatives, recommending data-driven actions, including product enhancements, to strengthen the enterprise's market position
- Evaluate complex underwriting risks and provide analysis and guidance to the specialty underwriting team in determining the acceptability of business
- Assess coverage, limits, and pricing on complex accounts and provide underwriters with authorizations on accounts above their authority
- Provide leadership in the strategic research, administration, development, and continuous optimization of new business unit programs, ensuring alignment with organizational objectives and industry best practices
- Identify market opportunities, analyze competitive positioning, and develop program enhancements to drive sustainable growth and profitability
- Lead efforts to refine underwriting frameworks, policy structures, and risk assessment methodologies to enhance the effectiveness and efficiency of business unit operations
- Engage in extensive cross-functional collaboration with key stakeholders, including line of business (LOB) leaders, actuarial, Loss Control, and claims teams to facilitate the development of innovative programs that address emerging market demands and evolving risk profiles
- Work closely with actuary teams to analyze key data trends, assess financial impact, and establish sound pricing strategies that optimize risk management while maintaining competitiveness
- Provide strategic direction to claims teams to ensure alignment between coverage offerings and claims management practices, fostering consistency and operational excellence
- Act as a key advisor to senior leadership, offering insights and recommendations to support enterprise-wide decision-making related to new program development and strategic growth initiatives
- Partner with and provide underwriting expertise to departments within the company, including organizing and assisting in preparation and teaching of underwriting workshops and seminars for underwriting teams
- Acts as a speaker or instructor for internal training exercises or meetings, and provides input or prepares articles, white papers, and underwriting bulletins on complex issues
- Reviews insurance publications and keeps current on issues by attending seminars and participating in formalized continuing education
- Represents the Specialty Business unit and EMC on various committees and events as appropriate and approved
- Partners with the Quality Assurance (QA) team to design, establish, and implement comprehensive internal auditing procedures, ensuring alignment with organizational standards and regulatory requirements
- Engages in strategic collaboration with underwriting (UW) leadership to assess team performance, identify areas of strength and opportunities for improvement, and develop structured initiatives to drive meaningful change and enhance operational efficiency
Benefits
- Competitive salary range: $109,818 - $157,391 or $121,061 - $173,534
- Generous Paid Time Off
- 401k Matching
- Retirement Plan
- Visa Sponsorship
- Four Day Work Week
- Generous Parental Leave
- Tuition Reimbursement
- Relocation Assistance
