The Portfolio Manager assists in the assessment of risk and management of the Bank's loan portfolio by providing analytical and credit oversight and is responsible for the annual review, renewal, loan covenant compliance reviews and financial collection process within assigned loan portfolio.
Requirements
- Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk
- Identifies credit risk trends at the customer and portfolio level
- Notifies manager of risk changes
- Partners with Relationship Managers to grow and develop a high quality and profitable loan portfolio
- Analyzes global cash flow for commercial and individual prospects, borrowers and guarantors
- Prepares all required financial spreads, Credit Presentation Sheets, Narrative, Relationship Summary, and Loan Pricing Model
- Coordinates closing and booking events
- Monitors industry trends and analyze specific industry trend data to identify potential areas of risk
- Ensures a 120 day renewal letter is sent to the customer identifying the key financial information needed in advance to process the renewal request
- Completes loan covenant compliance and annual loan reviews and review findings
Benefits
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match