We are seeking a Mortgage Loan Officer to solicit first mortgages through contacts with realtors, builders, and developers. The successful candidate will work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.
Requirements
- Develops and expands referral sources in order to solicit first mortgages
- Maintains regular contact with Realtors in their offices and on site at open house events
- Meets with builders on job sites to discuss lending options related to clients they have building homes
- Participates in building and trade shows
- Participates in mixers related to real estate where relationships can continue to build and new ones can be forged
- Collects and analyzes applicant’s financial information
- Interviews applicants and provide required information
- Recommends the financial products which best meet the customer’s specific needs
- Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources
- Performs work related to the loans the employee originates
- Obtains and analyzes pertinent financial and credit data
- Follows current loans to ensure conformity with terms
- Follows up with customers and prospective customers via telephone and email communication
- Completes paperwork related to the loans originated
- Prepares materials needed to support employee’s loan activities
- Ensures loan originations are in accordance with regulatory compliance
- Ensures documentation is completed in accordance with regulatory compliance
- Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process
Benefits
- Medical plans with prescription drug coverage
- Flexible spending account or health savings account
- Dental and vision insurance
- Life insurance
- 401(k) program with employer match
- Employee Stock Purchase Plan
- Paid time off programs including holiday pay and paid volunteer time
- Disability insurance coverage
- Maternity and parental leave
- Adoption assistance
- Educational assistance
- Robust wellness program with financial incentives
