Loan Officer

The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company’s Production functions, including providing quality relations with borrowers, completing loan processing, and acting as a liaison between origination staff, underwriters and customers.

Requirements

• Obtain an accurate and thorough 1003
• Collect supporting documentation from borrower
• Provide needs list and complete application
• Obtain executed disclosures within regulations time frame
• Analyze credit report and financial scenario, determining appropriate loan product(s)
• Determine a profitable loan and communicate fees to ops team
• Submit a complete loan package to processing
• Lock in rate
• Review CD to ensure fees and cash at closing are consistent with commitment to Customer
• Issue Lender Credit if needed
• Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process

Benefits

• Medical
• Dental
• Vision
• Life insurance
• AD&D
• LTD
• 401(k) with employer match