Senior Credit Underwriting Officer (CRE)

Senior Credit Underwriting Officer (CRE) job at Metropolitan Commercial Bank. Lead credit underwriting team, ensure effective challenge and preparation of credit memorandums, and develop sound credit policies and practices. Flexibility to work from home one day a week.

Requirements

• Oversee and lead the credit underwriting team
• Review and sponsor credits submitted for credit approval
• Collaborate with loan officers and other stakeholders to maintain portfolio quality and mitigate risks
• Mentor less experienced colleagues across Credit, Portfolio Management and lending functions
• Support in talent assessment and performance reviews with the credit function
• Lead / participate effectively in Credit Committee and other Committee meetings as appropriate
• Oversee the accurate completion of various monthly, quarterly or ad hoc reports as necessary in a timely manner
• Liaise with regulators and auditors on credit-related matters, ensuring compliance with regulatory frameworks
• Monitor credit exposures, portfolio quality and concentration risks, and analyze trends and early warning indicators to mitigate potential credit risks
• Drive implementation of technology transformation and efficiency maximization across the credit function, aligning with technology and AI strategies
• Lead team discussions to promote and secure support for strategic initiatives
• Stay up to date with industry’s best practices and emerging trends, applying this knowledge to help influence and shape the CCO and DCCO’s strategic decision making as well as drive innovation for the benefit of the team and the Bank

Benefits

• Flexible work schedule
• Paid Time Off