Commercial Credit Analyst Opportunities throughout Pennsylvania

Provident Bank is seeking an experienced Credit Analyst to join their growing team. The ideal candidate will have comprehensive knowledge of credit & risk analysis, credit rules, structuring of credits, regulations and documentation.

Requirements

• Bachelor’s degree in finance, Accounting or Economics. MBA preferred.
• Formal credit training or higher banking education (i.e. Graduate School of Banking, Stonier, etc)
• 3-10 years of experience in Commercial Banking
• Thorough knowledge of underwriting, credit analysis, commercial loan structure, and regulatory guidance
• Strong analytical skills with ability to identify strengths and mitigate risks
• Strong knowledge of commercial real estate lending, inclusive of investment, owner-occupied and some construction
• Proficient in Commercial & Industrial lending including debt service coverage, cash flow, A/R and A/P, WIP, Borrowing Base Certificates, and construction budgets
• Strong computer skills, inclusive of experience with loan origination software and MS Office applications (specifically MS Word and Excel)
• Strong verbal and written communication
• Ability to prioritize multiple projects and complete them on time
• Ability to conduct meetings, meet with customers, effectively present information and respond to questions from peers, auditors and various levels of management
• Strong comprehension of accounting practices, inclusive of balance sheets, income statements, equity reconciliation, and cash flows

Benefits

• Paid time-off (PTO)
• Holiday (PTO)
• Medical, Dental and Vision Plans
• Flexible and Health Savings Accounts
• 401(k) Retirement Plan
• Disability Insurance
• Employee Assistance Program
• Basic Life Insurance
• Company sponsored Tuition Disbursement and Loan Repayment programs
• Supplemental Life Insurance
• Accident
• Critical Illness
• Hospital Indemnity and Legal plans