VP, Credit Risk and Data Science (911620)

Purpose Financial is seeking a VP, Credit Risk and Data Science to lead the strategy, governance, and execution of its credit risk framework across all lending products. The ideal candidate is a forward-looking thinker who can bridge credit risk, data science, product strategy, and operations.

Requirements

• Define, maintain, and execute the company's credit risk strategy in alignment with business objectives and risk appetite.
• Establish and oversee lending policies, underwriting standards, and credit decision frameworks across portfolio segments.
• Design and evolve underwriting models, A/B testing decision frameworks, and segmentation strategies.
• Monitor portfolio performance, delinquency, loss trends, recoveries, and segment-level risk exposure across all channels and tactics.
• Build strong partnerships with Product, Finance, Channel Operations, Technology, and Compliance.

Benefits

• Competitive Wages
• Health/Life Benefits
• Health Savings Account plus Employer Seed
• 401(k) Savings Plan with Company Match
• Paid Parental Leave
• Company Paid Holidays
• Paid Time Off including Volunteer Time
• Tuition Reimbursement
• Business Casual Environment
• Rewards & Recognition Program
• Employee Assistance Program