Residential Loan Consultant

We are seeking a candidate who enjoys being of service to customers and possesses excellent communication skills for a Residential Loan Consultant position.

Requirements

• Meet with clients in-person to discuss their mortgage loan needs and SCU's products
• Originate real estate loans from real estate agents, builders, community lending agencies, and credit union members.
• Maintains and continually develops strong relationships with existing real estate professionals as referral sources for new mortgage originations.
• Assist members and non-members with the loan application process to ensure required documentation is complete.
• Obtain documentation and enter a well-documented loan into loan operating system.
• Provides quality member service/communication, including return telephone calls, promptly and provides status of loans in process with each member and realtor on a weekly basis.
• Acts as liaison between applicant and loan processing staff.
• Conform to SCU, Fannie Mae, FHLMC, FHA, VA and investor guidelines and policies regarding each loan request to maximize loan quality.
• Recognize possible loan policy and underwriting guideline exceptions which should be reviewed with underwriter at loan inception.
• Represent SCU with active participation in approved community outreach functions/ committees for the purposes of developing new business.
• Adheres to SCU’s Bank Secrecy Act and Money Laundering policies and procedures
• Completes and achieves an acceptable score on SCU’s annual product assessment
• Maintains effective communication and working relationships with all real estate sales agents, community groups, members, and co-workers

Benefits

• Medical
• Dental
• Vision
• Life insurance/AD&D
• Short-term and long-term disability
• 401(k)