The Commercial Portfolio Manager II supports the portfolio growth by managing clients through the various stages of the lending process. The role involves day-to-day client interaction, screening, structuring, underwriting, and monitoring commercial relationships while adhering to the standards and policies set by the bank.
Requirements
- Thorough understanding and ability to perform screening and underwriting of new, lending opportunities
- Ability to manage high volume and/or complexity of loans consistently and regularly in an efficient manner
- Prepares memorandum and facilitates the underwriting of new transactions and/or renewals
- Ensures adherence to credit policy, guidelines and regulatory requirements
- Reports past dues to officer or makes contact to collect payment
- Works with officer to collect items needed for renewal processing
- Makes appropriate recommendations for these accounts
- Reports deteriorating credit situations to officer
- Handles escalated exceptions
- Ensures funding of construction loan disbursements in accordance with bank policy
- Participates in evaluating risk rating and makes revision recommendations
- Perform other duties and responsibilities as assigned
Benefits
- Health insurance
- Retirement plan
- Paid time off
- Life insurance
- Disability insurance