Community Banker I
Simmons BankNashville, Tennessee, United States
Posted September 16, 2025
Full Time
About the Company
We were founded as a community bank. More than 100 years later, we still act like one. For over a century, we’ve worked hard to help make our customers’ dreams come true – dreams like buying a home, starting a business or simply having the ability to manage your money safely and securely, anywhere you happen to be. Simmons Bank has 200 locations and employs 2,800 associates across our six-state footprint.
Job Description
Community Banker I is focused on acquiring, growing, and retaining commercial, 1 to 4 family residential and some consumer loans along with cross selling the bank’s other business lines in community markets through a relational business development plan.
Requirements
- Sell prospects and customers through relational selling in a trusted advisor role
- Establish and negotiate the terms under which commercial credit will be extended
- Reviews and analyzes financial information to determine a customer’s creditworthiness
- Responsible for the profitability of all commercial relationships within portfolio
- Monitor loan repayment activities, the collection of past due accounts, and credit and collateral deficiencies
- Adheres to loan policies and procedures with complete documented files
- Communicates and negotiates with each applicant the terms under which consumer credit underwriting has determined that credit will be extended
- Become active in the community through membership in business organizations, community events and/or non-profit organizations
- Ability to meet individual goals and contribute in a team oriented environment
- Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures