Senior Credit Manager (d/f/m)

We are a tech company with a full German banking license, offering a Banking-as-a-Service platform. We are looking for a Senior Credit Manager to join our team in Berlin. As a market leader, we are driven by bringing transformational change to the financial services industry.

Requirements

• Manual Underwriting
• Structure of credit transactions
• Assessing and approving credit transactions
• Perform, optimize and maintain the credit approval process
• Setup and maintain (manual) credit file management
• Review/update credit files regularly
• Automated Underwriting
• Assist in setting criteria for Decision Engine
• Align conceptual consistency of underwriting principles
• Credit Portfolio Steering
• Prepare regular qualitative portfolio review with action proposals
• Run ad-hoc assessment to keep credit risk exposure within risk appetite
• Monitor partnership team actions regarding dunning, workout, collection actions
• Responsible for closing audit findings in the respective focus area
• Train CRM and Solaris staff on underwriting principles
• Project related tasks, e.g. development of new loan products

Benefits

• Competitive salary and a variable remuneration program
• Home office budget
• Learning & development budget of €1000 per year
• Monthly meal allowance
• Deutschland ticket subsidy
• 28 vacation days
• Opportunity to work abroad for up to 12 weeks per year