Area Credit Manager-Emerging Business - Credit Appraisal-Mumbai - Lower Parel-MM

To underwrite corporate finance business and manage the portfolio in assigned area, supporting business teams, underwriting cases, and authorizing deviations. Finalize credit memos, approve disbursement requests, and oversee PDD management. Lead a team of credit approvers and develop credit programs.

Requirements

• Support and co-partner with business teams
• Underwrite cases and present to senior level
• Authorize deviations raised and documented by underwriters
• Finalize review of credit memos and approval/decline sign-offs
• Approve all disbursement requests
• Monitor and oversee PDD management
• Co-ordinate with the recoveries team and generate business insights
• Lead a team of credit approvers
• Develop and implement credit programs
• Ensure due diligence in credit analysis and customer application screening