Lead Credit Manager, Payments

Tilt is searching for a strategic credit leader to optimize payments and cash flow strategies across Cash Advance and Thrive products. The ideal candidate will own the end-to-end strategy for autopay, retries, and cash flow–driven payment orchestration, analyzing payment and paycheck data, designing and testing new payment strategies, and partnering with Product and Engineering to implement monitoring and alerting.

Requirements

• Define the roadmap for payments optimization across autopay, retries, and cash-flow–based repayment strategies
• Analyze behavioral, transactional, and paycheck forecast data to improve repayment prediction and reduce failed payments
• Design and execute experiments to improve timing, routing, and success rates of payments while managing transaction costs
• Partner with Data Science to refine our paycheck forecasting model and leverage it for dynamic payment scheduling
• Own portfolio performance & analytics infrastructure
• Collaborate across teams to ship high-impact solutions
• Shape the future of payment intelligence
• Champion innovation and scalability — ensuring Tilt’s payment systems remain efficient, resilient, and future-proof as we scale

Benefits

• Virtual-first teamwork
• Competitive pay
• Complete support
• Visibility is yours
• Paid global onsites
• Impact is recognized