Principal Software Engineer
UpstartCalifornia, United States • Columbus, Ohio, United States • Austin, Texas, United States • United States
Posted August 14, 2025
186100 - 257500 USD year
Full Time
About the Company
Upstart (NASDAQ: UPST) is a leading AI lending marketplace connecting consumers to financial institutions through its advanced AI models and cloud applications. The company offers fully automated personal loans, auto lending, home equity lines of credit, and small-dollar relief loans, providing superior credit products with exceptional digital-first experiences. Upstart's platform leverages machine learning to approve more borrowers at lower rates, making it a distinctive player in the fintech industry.
Job Description
Upstart is seeking a Principal Software Engineer to join their Mobile team, where they will architect scalable backend systems for key features like push notifications, data synchronization, and performance. This is a highly influential role offering the opportunity to shape the future of Upstart's mobile ecosystem, working on a digital-first company with remote work flexibility. Upstart empowers users by providing accessible credit based on accurate risk assessments.
Requirements
- 6+ years of backend engineering experience
- Deep experience with service-oriented architecture, system design, and API development
- Proven ability to influence technical direction
- Strong communication and collaboration skills
- Proficiency in at least one backend language (e.g., Ruby, Go, Kotlin)
- Experience collaborating with mobile teams
Benefits
- Competitive Compensation
- Comprehensive medical, dental, and vision coverage
- Health Savings Account contributions
- 401(k) with company match
- Employee Stock Purchase Plan
- Life and disability insurance
- Generous holiday, vacation, sick and safety leave
- Parental, family care, and military leave programs
- Annual wellness, technology & ergonomic reimbursement programs
- Social activities
