Senior Data Scientist
YouLendLondon, England, United Kingdom
Posted December 8, 2025
Full Time
About the Company
YouLend is a leading global embedded financing platform that empowers e-commerce, payments, and technology companies to offer flexible, branded financing solutions through its robust software and APIs. The company partners with industry giants such as Amazon, eBay, Shopify, and Just Eat Takeaway, enabling seamless integration of lending services within a week. Operating across more than nine markets in the UK, EU, and US, YouLend focuses on delivering embedded lending, finance, and capital solutions that drive business growth and enhance customer experience. Its rapid deployment, scalable architecture, and strong partner ecosystem distinguish it as a preferred choice for enterprises seeking to expand their financial capabilities.
Job Description
YouLend is seeking a Senior Data Scientist to develop and enhance Probability-of-Default and Revenue-Forecasting models, leveraging advanced data analysis and machine learning techniques to drive impactful business insights. The ideal candidate will have 4+ years of experience as a Data Scientist, expertise in Python and SQL, and ability to communicate effectively to technical and non-technical stakeholders.
Requirements
- Analyse large, complex datasets to uncover patterns, insights and trends that inform business decisions
- Build and deploy machine learning models to forecast financial outcomes, detect fraud, optimise credit risk, and enhance customer personalisation
- Develop and improve algorithms for financial services such as pricing or risk assessment
- Create compelling visualisations and dashboards to communicate findings to stakeholders
- Work closely with product managers, engineers and other teams (such as commercial) to integrate data-driven insights into our products and strategies
- Partner with data engineering teams to ensure data pipelines are robust, scalable, and optimised for analysis
Benefits
- Stock Options
- Private Medical insurance via Vitality and Dental Insurance with BUPA
- EAP with Health Assured
- Enhanced Maternity and Paternity Leave
- Modern and sophisticated office space in Central London
- Free Gym in office building in Holborn
- Subsidised Lunch via Feedr
- Deliveroo Allowance if working late in office
- Monthly in office Masseuse
- Team and Company Socials
- Football Power League / Paddle and Yoga Club
