Loan Officer II
Citizens Alliance BankMinnesota, United States
Posted December 10, 2025
57000.00 - 85500.00 USD
Full Time
About the Company
Citizens Alliance Bank serves communities in West-Central Minnesota and Western Montana, offering a full suite of consumer and commercial banking services that include loans, mortgages, and digital banking solutions. With a workforce of 215 local employees, the bank emphasizes agricultural and small‑business lending, providing tailored financing for farms, livestock, crop, and commercial real estate projects. Its deep roots—originating as the German American Bank in 1902—coupled with a culture of customer focus and employee enrichment, differentiate it from larger regional competitors. As a FDIC‑insured, equal‑housing lender, Citizens Alliance Bank blends community‑based service with modern banking technology to create a rewarding workplace for both clients and staff.
Job Description
This position will be responsible for managing an existing loan portfolio, developing new business, underwriting, structuring, and closing loans in accordance with the Bank’s established policies and procedures. The Loan Officer must exercise sound judgment in the loan making process.
Requirements
- Excellent written and verbal communication skills
- Knowledge of the regulations governing consumer and 1–4 family lending practices
- Innovative outlook to drive continual progress and retention
- Ability to analyze financial statements, cash flows, pay records and tax returns
- Ability to prioritize workload
- Ability to obtain and maintain a working knowledge of regulatory requirements
- Ability to develop referral networks and cross-sell products and services
- Ability to service loan portfolio and meet documentation requirements