Default Recovery Analyst
Civic Credit UnionRaleigh, North Carolina, United States
Posted October 7, 2025
Full Time
About the Company
Civic Credit Union is a member‑owned financial cooperative that provides consumer lending, collections, and debt recovery services to its members. The organization focuses on responsible lending and efficient recovery of post‑charge‑off accounts through collections, skip tracing, and legal action. It emphasizes integrity, growth, and community prosperity.
Job Description
The Default Recovery Analyst is responsible for the post-charge-off recovery of deposit and loan funds. This involves active collection, tracing, and pursuing legal action when necessary, employing a systematic approach to debt recovery. The role involves contact with members, managing collections, and providing accurate documentation.
Requirements
- Minimum 1-3 years’ experience in consumer loan product collections, charge off collections, financial services or related field.
- Understanding of accounting principles and business financial statements and tax returns.
- Knowledge of personal tax returns, financial statements, and credit bureau reports.
- Experience with credit procedures, policies, regulations, and laws.
- Strong interpersonal skills and teamwork ability.
Benefits
- Dynamic workplace with opportunities for professional advancement.
- Supportive and inclusive work environment.
- Opportunity for individual growth.