Director, Credit Strategy

As Director of Credit Risk, you will play a critical role in shaping and leading Mogo’s credit risk strategy across the customer lifecycle. This includes driving underwriting, pricing, segmentation, and decisioning for our lending products while overseeing performance of the credit portfolio.

Requirements

• 7+ years of experience in consumer lending or credit risk, with a proven track record in subprime or fintech environments.
• Strong experience across the credit lifecycle: origination, underwriting, pricing, portfolio management, and collections.
• Hands-on experience with credit risk models and credit bureau data (traditional and alternative).
• Advanced proficiency with SQL, Python, and experience using platforms like Snowflake and Looker.
• Strong leadership and team management skills - experience building, mentoring, and developing high-performing risk teams.

Benefits

• ALWAYS FULLY REMOTE WORK - Enjoy the flexibility of remote work, supported by necessary resources
• Comprehensive Health and Wellness - Access medical, dental, and vision coverage plus a Health Spending Account
• Stock Options - Have a stake in the company's success through stock options
• Flex Vacation - Benefit from paid time off, including vacation days, holidays, and personal days
• Wellbeing Programs - Access counselling services, mental health support, and additional wellness resources