Portfolio Director Invoice Finance and ABL - South

We are seeking a Portfolio Director to lead our Southern operations, drive strategy and growth, and oversee risk and compliance. This is a senior leadership role with responsibility for c450 clients and a team of 16 indirect reports.

Requirements

• Extensive senior leadership experience in Invoice Finance and Asset-Based Lending
• Proven expertise in underwriting and structuring complex ABL transactions up to £20m
• Deep technical knowledge of invoice finance processes, debtor management, collateral valuation, and recovery procedures
• Strong understanding of UK regulatory frameworks, compliance standards, and risk management principles
• Financial acumen to interpret and challenge cash flow forecasts at entity and group level
• Experience with Riskfactor or similar systems, plus awareness of cybersecurity and data protection
• Legal and technical skillset in ABL, including insolvency processes and Management Buy Out/Buy In structures
• British Business Bank scheme experience including but not limited to term loans, IF variant and the ABL variant
• Excellent stakeholder management and communication skills, with the ability to influence at all levels
• Commercial mindset and customer focus, combined with resilience and sound judgment under pressure

Benefits

• Competitive discretionary bonus scheme
• Car allowance
• 25 days standard annual leave + bank holidays + rising 1 day per year of service to a maximum of 30 days
• Holiday trading scheme allowing the ability to buy and sell additional annual leave days
• Matching employer pension contribution (up to 10% per annum)
• Colleague mortgage (conditions apply)
• Salary sacrifice scheme for hybrid & electric car
• A commitment to training and development
• Private medical insurance for all our colleagues
• 3 paid volunteering days per annum
• Diverse and inclusive colleague networks available for you to join including our Carers and Pride Alliance groups
• We care about your health and wellbeing – we provide a range of benefits that support this including cycle to work initiative and discounted gym membership