Associate Director, Portfolio Analytics & Monitoring

The Associate Director, Portfolio Analytics & Monitoring role is responsible for proactively managing credit risk and risk/return benefit for a complex portfolio of Global Banking accounts. The role involves close coordination with the originating deal team, preparation of credit application memos, and monitoring of borrower performance and covenant compliance.

Requirements

• Ensure forward-looking credit analysis and make recommendations to actively sell down or promote credit enhancement for risky assets in the book.
• Perform risk/return analysis and optimize profits of portfolios wherever applicable.
• Support on packaging deals with the distribution/securitization teams for Funded/Unfunded Risk Participations or synthetic sell downs.
• Work closely with Coverage, GSAM, and respective Banking product teams to ensure that stage 3 ECLs are reasonable and arrived logically with realistic assumptions.
• Actively support in managing the Banking loan portfolio returns by minimizing ECLs (overall ECL to be within the Budget set for Financing Risk).
• Monitor LGD benefits and ensure them to remain in line with the benefits expected during deal origination.

Benefits

• Competitive salary and benefits
• Core bank funding for retirement savings
• Medical and life insurance
• Flexible and voluntary benefits available in some locations
• Time-off including annual leave, parental/maternity, sabbatical, and volunteering leave
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform