Associate, Portfolio Analytics & Monitoring

The role holder will be responsible for proactively managing the credit risk & risk/return benefit and act as an portfolio manager of a complex portfolio of Global Banking (GB) accounts. The products comprise of Leveraged & Acquisition Finance (LBO, structured finance, dividend recapitalisation, hold-co financing, promoter financing), Commercial Real Estate Financing, Project & Structured Export Finance, Transportation Finance (aviation+shipping) and Term loans (including Capex & general purpose).

Requirements

• Ensure forward looking credit analysis and make recommendations to actively sell down or promote credit enhancement for risky assets in the book.
• Perform risk/return analysis and optimise profits of portfolios wherever applicable.
• Support on packaging deals with the distribution / securitisation teams for Funded/Unfunded Risk Participations or synthetic sell downs (e.g., CLOs).
• Work closely with Coverage, SAG and respective Banking product teams to ensure that stage 3 ECLs are reasonable and arrived logically with realistic assumptions.
• Actively support in managing the Banking loan portfolio returns by minimising ECLs (overall ECL to be within the Budget set for Financing Risk).
• Monitor LGD benefits and ensure them to remain in line with the benefits expected during deal origination.
• Support Banking’s sustainable initiatives including managing manual inputs on CRR5201a.
• Proactive, comprehensive and timely credit analysis through BCA renewals, quarterly performance reporting, waiver and amendment requests and documentation of credit events.

Benefits

• Generous Paid Time Off
• Core bank funding for retirement savings
• Medical and life insurance
• Flexible working options
• Proactive wellbeing support
• Continuous learning culture
• Inclusive and values driven organisation