Lead Credit Risk Analyst
The Very GroupLiverpool, England, United Kingdom
Posted September 22, 2025
Full Time
About the Company
We’re the people behind Very, one of the largest digital retailers in the UK and Ireland. Our purpose is simple. We help families get more out of life. In fact, we believe that everyone deserves to get more out of life. Our customers, our own talented teammates, and the communities we work with. That’s why careers at Very are more than a job. We’re a place where brilliant people belong, grow, and are inspired and empowered to make a difference. Heaps of flexibility, great reward and benefits, and an inclusive culture where diversity is celebrated are just some of the things you can look forward to as part of the Very team. We’ve got big plans for the future. But we’ll always be led by our values – proud, trusted, together, innovative and ambitious. They keep us aligned and at our best. If you’re ready for a career that’s Very flexible and Very rewarding, you’ve come to the right place.
Job Description
The Very Group is seeking a Lead Credit Risk Analyst to support data-driven performance insights into bad debt, IFRS 9 provisioning, and portfolio quality within the Loss Forecasting & Portfolio Quality team. This role involves collaborating with Finance, Treasury, and the wider Credit Risk team to analyze data, provide actionable insights, and ultimately improve business decisions. The role requires strong analytical and communication skills, as well as the ability to manage stakeholder expectations.
Requirements
- Bachelor's degree in a quantitative field
- Understanding and experience of IFRS 9 accounting principles
- Proven ability to develop statistical models and provide insightful analytics in a variety of programming languages
- Strong communication skills
Benefits
- Flexible, hybrid working model
- Inclusive culture and environment
- £1000 flexible benefits allowance
- 30 days holiday + bank holidays
- Udemy learning access
- Bonus potential
- Matched pension up to 6%
- More benefits can be found on our career site
