Senior Credit Risk Analyst - In-life lending
The Very GroupLiverpool, England, United Kingdom
Posted October 23, 2025
Full Time
About the Company
We’re the people behind Very, one of the largest digital retailers in the UK and Ireland. Our purpose is simple. We help families get more out of life. In fact, we believe that everyone deserves to get more out of life. Our customers, our own talented teammates, and the communities we work with. That’s why careers at Very are more than a job. We’re a place where brilliant people belong, grow, and are inspired and empowered to make a difference. Heaps of flexibility, great reward and benefits, and an inclusive culture where diversity is celebrated are just some of the things you can look forward to as part of the Very team. We’ve got big plans for the future. But we’ll always be led by our values – proud, trusted, together, innovative and ambitious. They keep us aligned and at our best. If you’re ready for a career that’s Very flexible and Very rewarding, you’ve come to the right place.
Job Description
The Very Group is seeking a Senior Credit Risk Analyst to join its Existing Customer Management team within Credit Risk. This role involves optimizing lending strategies, analyzing customer behavior, and implementing systemic changes to improve decision-making and customer experience. The company focuses on helping families get more out of their lives and offers flexible working conditions.
Requirements
- Optimise lending strategies and in-life credit decisions using data-driven insights.
- Analyse customer behaviour and deliver actionable recommendations.
- Implement systemic changes to improve decision-making and customer experience.
- Collaborate with internal teams and trusted third-party partners.
- Proficient with SQL, SAS and advanced Microsoft Excel
- Experience within credit lending, would be an advantage.
Benefits
- Flexible, hybrid working model
- Inclusive culture and environment
- £1000 flexible benefits allowance
- 30 days holiday + bank holidays
- LinkedIn learning access
- Bonus potential
- Discount on Very.co.uk
- Matched pension up to 6%
