Payment Optimization Manager
Tomo CreditSan Francisco, California, United States
Posted September 17, 2025
Full Time
About the Company
TomoCredit is a fintech startup based in San Francisco that leverages AI to revolutionize personal finance. By unlocking credit superpowers, TomoCredit empowers individuals to achieve their financial dreams, such as purchasing dream homes and cars worldwide. The company offers advanced AI-managed tools designed to enhance financial management and decision-making.
Job Description
TomoCredit is a fast-growing FinTech company seeking a highly motivated Payment Optimization Manager. This role focuses on optimizing payment systems for long-term success, including managing payments, troubleshooting issues, and implementing process improvements. The ideal candidate will be detail-oriented, proactive, and possess strong analytical and communication skills.
Requirements
- 4+ years of product or operation experience in a fast-paced company
- 3+ years of experience in payment operations, processing, or digital banking
- Deep technical knowledge of payment systems, money movement, card issuing, and settlement processes
- Proven ability to work cross-functionally in a fintech environment
- High proficiency in SQL and experience with Google BigQuery
- Strong analytical mindset and track record of resolving complex transaction issues
- Expert in Excel/Google Sheets and experience with financial models
- Working knowledge of accounting and financial reporting, especially reconciliation
- Excellent written and verbal communication skills
- Strong sense of ownership, curiosity, and a solutions-oriented attitude
Benefits
- Competitive Salary
- Equity
- Insurance
- Flexible Vacation Policy
- Career Growth Opportunities
- Company-Sponsored Outings
- Commitment to Diversity
