Senior Underwriter

At AD Mortgage, we’ve been helping clients achieve their homeownership dreams for over 20 years. Join a company that listens to your voice, invests in your development, and celebrates every win — big or small.

Requirements

• Reviews all items and conditions provided by borrowers and ensures they meet the required guidelines
• Knowledge of FANNIE / FREDDIE is a must
• Wholesale / Correspondent experience is preferred
• Non-QM and VA experience are preferred
• Ensures that Company operating standards are met for underwriting and compliance
• Reviews applications and all pertinent disclosures to ensure compliance with all Federal, State, and investor requirements
• Analyzes documentation such as credit, income, assets, and appraisals to make sound underwriting decisions
• Reviews documentation and ensures documents are properly classified and organized
• Makes quality underwriting decisions while maintaining Company turn-time expectations
• Reviews and clears conditions on all loans to ensure a complete loan package prior to closing
• Utilizes proprietary and online tools to help combat fraudulent activity and ensure quality loan decisions

Benefits

• PTO/Sick Days
• Comprehensive medical, dental, vision benefits
• Paid volunteer hours
• Life Insurance, Short-term Disability, and Long term Disability
• Health Savings Account
• 401k
• Paid training and career development
• Work-Life Balance
• Inclusive Culture
• Cutting-Edge Technology